Accounts Payable Management
Complete AP services from invoice recording to 1099 filing. We manage your entire payables process through Bill.com and Ramp, so you can focus on growing your business.
We work with companies just like yours
From Invoice to 1099
We manage every step of your AP process through Bill.com and Ramp. Invoice recording, W-9 collection, payment processing, and year-end 1099 filing—all handled for you.
Invoice Processing & Bill.com Management
We record all invoices in Bill.com with proper coding, categorization, and approval routing. AI-powered data capture extracts vendor details, amounts, and due dates automatically.
W-9 Collection & Vendor Onboarding
Comprehensive W-9 collection and validation for all vendors. We maintain complete tax documentation and ensure IRS compliance before any payments are issued.
Weekly AP Summary Reports
Stay on top of your payables with detailed weekly reports showing aging, upcoming payments, approval status, and cash flow impact. Know exactly where your money is going.
Multi-Channel Payment Processing
Issue payments from your accounts or client-funded accounts via ACH, wire, check, or virtual card through Bill.com and Ramp. We optimize payment methods to maximize cash back and minimize fees.
Our Accounts Payable Services
Comprehensive AP solutions tailored to your business needs
Complete Accounts Payable Management
End-to-end AP services powered by Bill.com and Ramp. Invoice recording, W-9 collection, weekly reports, payment processing, and 1099 filing—all managed for you.
- 1099 Filing Included
- Fraud Prevention via Ramp AI
- Weekly AP Summary Reports
W-9 Collection & Vendor Onboarding Services
Professional W-9 collection and vendor onboarding using Bill.com's W-9 Agent. Eliminate 80% of manual validation, ensure IRS compliance, and enforce 'No W-9, No Payment' policy automatically.
- 80% Faster W-9 Collection
- Automated TIN Validation with IRS
- Zero Penalty Risk
1099 Filing Services | Form 1099-NEC & 1099-MISC
Complete 1099 filing service through Bill.com: W-9 collection, payment categorization, form generation, vendor delivery (electronic/USPS), and IRS filing with all 50 states. $1.99 per form with bulk partner pricing.
- $1.99/Form (Partner Bulk Pricing)
- January 31 Deadline Guaranteed
- 50-State IRS Filing Included
Why Choose Finvisor?
IRS-Compliant 1099 Filing
We prepare and issue all required 1099-NEC and 1099-MISC forms by January 31st deadline. Includes electronic and physical delivery to vendors, plus direct filing with IRS and all 50 states.
Fraud Prevention & Duplicate Detection
Ramp's AI agents analyze 63 data points to flag fraudulent invoices and prevent duplicate payments. Early access customers flagged over $1M in fraud in 90 days.
Real-Time Visibility & Control
View all AP activity in real-time through Bill.com dashboard. Approve invoices via Slack or email, track payment status, and maintain full audit trails for every transaction.
Why Choose Our AP Service?
We combine the power of Bill.com and Ramp with expert AP management. Get real-time visibility, fraud prevention, and complete 1099 compliance.
Fraud Prevention
Ramp's AI analyzes 63 data points to flag fraudulent invoices before payment.
1099 Compliance
Complete 1099 filing service—W-9 collection through IRS submission.
Payment Optimization
Maximize cash back and capture early payment discounts automatically.
Vendor Relations
Timely payments and professional communication strengthen supplier relationships.
Simple onboarding, seamless operation
We integrate directly with your systems to pull data automatically, minimizing your effort.
Vendor Setup & W-9 Collection
We onboard all vendors into Bill.com, collect and validate W-9 forms, and establish payment terms. No W-9, no payment—we enforce strict compliance from day one.
Invoice Recording in Bill.com
Invoices arrive via email, portal, or direct integration. We record each invoice with proper GL coding, approval routing, and 3-way matching against POs when applicable.
Weekly AP Summary & Approval
Every week, you receive a detailed AP summary showing aging, approvals needed, and upcoming payments. Review and approve invoices in minutes through Slack or email.
Payment Processing & 1099 Filing
We issue payments via Bill.com or Ramp from your accounts. At year-end, we prepare and file all 1099 forms with the IRS, deliver copies to vendors, and ensure full compliance.
Related Financial Calculators
Common Questions
How do you handle 1099 filing and what's included?
Do you use Bill.com, Ramp, or both?
What information is in the weekly AP summary?
How do you prevent duplicate payments and fraud?
Can I maintain signing authority over payments?
What payment methods do you support?
How quickly can you start managing our AP?
What happens if a vendor doesn't provide a W-9?
Ready to upgrade your finance stack?
Join hundreds of founders who trust us with their financial foundation. Get in touch with our team today.
Get a Free Consultation
Tell us about your business and we'll get back to you within 24 hours to discuss how we can help.